What is Top?
TOP is a credit card for individuals living in the United States who want a more practical way to shop, deposit money, and support their loved ones.
Apply for and use your card in the United States, and if needed, your family can have an additional card to use in Mexico or Latin America.
- You make deposits and use your card in the U.S.
- Your family can use the additional card anywhere in the world.
- Everyone can make purchases and cash withdrawals.
- More control and clarity.
You work in the U.S. and can support your family wherever they are.
A credit card designed for immigrants
TOP is a credit card with a pre-approved line for individuals living in the United States. It helps you make purchases, deposit money, control everything from the app, and provide an additional card for your family.
- Pre-approved line
- App and control
- Deposits and payments
- Additional card for your family
- Use inside and outside the U.S.
Benefits
For you, in the U.S.
A card for your everyday life with more control, more clarity, and more simplicity.
Benefits
- In-store purchases
- Online shopping
- Deposit money whenever you need it
- Control your money from the app
- Use your physical and virtual card
- Add it to your wallet
Making your daily life easier.
For your family, back home
Your family can have an additional card to use in Mexico or Latin America.
Benefits
- In-store or online purchases
- Cash withdrawals
- Access to available funds
- Easier and more practical to support them when they need it
A safer way to support your loved ones.
What do I need?
The basics to get started
We only ask for what is necessary to review your application securely.
- Valid official ID (passport, valid ID, or consular ID / matrícula consular)
- Proof of address in the U.S.
- Employment letter stating salary
- Proof of utility bill payment
Your information is reviewed securely.
Pre-approved line
Start with what you need
Your card includes a pre-approved credit line. Your limit can grow over time, depending on your card usage and payment behavior.
Assigned after validating your information.
How to pay?
Deposit and pay your way
Keep your card up to date with clear and practical options.
Depositing and paying doesn't have to be complicated.
Use it every day,
wherever you need it
Your TOP card is with you for purchases, payments, and daily use both inside and outside the United States.
Everyday purchases
In-store payments
Digital shopping
Use it online and for services
Mobile payments
Compatible with digital wallets
Cash withdrawals
Use outside the U.S.
Can also be used internationally
More support for you and your family
TOP can also give you access to additional benefits, such as repatriation of remains insurance in the event of death.
Security
Your peace of mind, our priority
We know how hard it is to earn every dollar. That is why your money and your data are always protected.
Dynamic CVV
Real-time
alerts
Lock from
the app
Change your PIN in seconds
More control for you. More peace of mind for your loved ones.
Contact
We are with you, day and night
If your card is lost, you see an unfamiliar charge, or you need help, we are here to support you.
Urgent incident support
Helpline
